The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey has helped millions of people become debt free. Right now we are in a financial crisis that was caused when people stopped being able to pay for their houses. Too many people had their homes foreclosed on all at once.

The key to not letting this happen again is us as a nation taking control of our finances. We need to stop buying things that we can’t afford and get out of debt. As Dave says, 100% of foreclosures happen to people with mortgages. If you own your house, they can’t come take it from you. I won’t describe these as easy steps, because it is going to require effort on your part. However, they are proven to work. These steps will help you become debt free and build wealth.
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