The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey has helped millions of people become debt free. Right now we are in a financial crisis that was caused when people stopped being able to pay for their houses. Too many people had their homes foreclosed on all at once.

The key to not letting this happen again is us as a nation taking control of our finances. We need to stop buying things that we can’t afford and get out of debt. As Dave says, 100% of foreclosures happen to people with mortgages. If you own your house, they can’t come take it from you. I won’t describe these as easy steps, because it is going to require effort on your part. However, they are proven to work. These steps will help you become debt free and build wealth.
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Where are George Washington and Abraham Lincoln when we are in need of a good leader? Does anyone really believe that Barack Obama or John McCain can compare? Our leaders are supposed to inspire confidence in us. Leaders are put in place to calm our fears. They are supposed to stop people from panicking. Do we have any leaders today that will take a place next to Lincoln in history? From Nancy Pelosi to Harry Reid, George W. Bush or John McCain, Henry Paulson and Barack Obama, will any those names go down in history as “Leaders?” I think it is more likely that will be remembered as people who had power. They are people that were elected to lead, but for the most part they are not leaders.

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